Sunday, November 24, 2024

Five Years vs. One Million Dollars

 

I hate class reunions and school homecomings.  I hate homecomings, period.  Avoid them like COVID.  That might have something to do with my being an introvert, but I have another explanation: I don’t want to live in the past.

Now my years in college were some of the most enjoyable of my life; so why wouldn’t I want to recall and re-live them with friends from that time in my life?  But a couple that my wife and I have known since college did prevail on us to attend the five-year reunion of our college class with them.  We all had a miserable time.  Even putting aside the alumni association’s appeal for money, there was little to enjoy.  An especially pathetic scene to behold (to me, at least) was the only other attendee from our class, a very smart young woman who was well on her way to a career as a physician, fruitlessly searching for people she knew.  We hardly knew her ourselves; we had run in different social circles back in the day.  But she gravitated to us in despair and even started taking our pictures with the camera with which she had hoped to capture some great memories.  I wonder if she still has our picture.

My philosophy has been that there is something better just around the corner.  I guess that makes me an optimist.  Why spend time reminiscing when I could spend that time discovering that new thing that awaits me?

You just know I’m going to make this about money, right?  I’m not here to just riff on reunions after all.  And here it is: A blurb in the latest issue of Kiplinger Personal Finance reported that a survey done by Edelman Financial Engines found that 51% of Americans would rather have $1 million added to their retirement account than have five healthy years added to their lives.

Really?!?  That is the answer I might expect from twenty-somethings struggling with finances (They would probably withdraw the million dollars from the retirement account, incurring taxes and a 10% penalty,) and who think they are immortal anyway.  For all the talk about eating right, exercising, and maintaining healthy habits, half of us would rather die five years before we have to than forego a million dollars.  (The same survey found that if the ante were upped to ten years of healthy life, 32% would still choose the money.)

To me the survey results say that half of us don’t appreciate what we have and are not optimistic for our future.  It is probably my age, but five more years of healthy life sounds appealing.  How many books could I read, how much quality time could I spend with family and good friends, and what new places could I visit in those five years?  I cannot envision a scenario in which I would trade away five years of life.  And I find it difficult to comprehend that 51% of Americans feel so poor that they would not feel the same way.

As we approach Thanksgiving Day, I pray that instead of longing for more—more money, more of whatever money can buy—we will cling to and hold precious the gift of life, which no amount of money can buy, and be thankful for what we have, even if it seems exceedingly small now.  A life of gratitude, a life of anticipation, is one worth living.

Happy Thanksgiving, friends.

Roger

“If you love money and wealth, you will never be satisfied with what you have.” Ecclesiastes 5:10 CEV

“Enter into His gates with thanksgiving, and into His courts with praise; be thankful unto Him, and bless His name.” Psalm 100:4 KJV