Friday, June 11, 2021

Protect the Elderly from Fraud

 

“What is that on the mountain?” my granddaughter inquired as we were watering flowers together in my front yard.

“Where?”

“Up there,” she pointed.  “The red and white thing.”

I looked toward the mountain that dominates the eastern view from my yard.  Not seeing what might have caught her attention, I absent-mindedly said it was leaves on the trees.

“Now Pop Pop,” she began to lecture me, “have you EVER seen white leaves?”

I had to confess I had not, so I made an extra effort to determine what interested her so much.  I finally figured out she was looking at the radio towers—painted white and red—along the ridge of the mountain.

Don’t try to fool a six-year-old.

I wish I could as confidently offer the same caution about the elderly; but alas, that segment of our population makes a very vulnerable and juicy target for scammers.  They are more prone to answer their phone (when I was growing up before the age of caller ID, letting a phone ring more than three times at my house was very nearly a criminal act), are generally more trusting and polite (and thus less likely to abruptly hang up on a suspicious caller), are more likely to have a large savings (retirement) account, and may suffer from some degree of cognitive decline, rendering them less able to recognize a con.  The FBI estimates that last year the elderly lost $2.9 billion to financial scams.

Some of the more common scams are:

1.       Fake lotteries  A caller tells the potential victim they have won some lottery—often in another country—but must send a security deposit to have the funds released.

2.       Relative in trouble   The caller pretends to either be a relative (often a grandchild) or the friend of a relative who has found herself in trouble with the law in another state, due to no fault of her own, but needs bail money.

3.       Social Security at risk  The caller poses as a government agent, saying that the person on the other end of the call has had his Social Security number cancelled and he must pay a fine right away to restore it and ensure his benefits continue.

4.       Love  The proliferation of dating websites and social media in general offers unscrupulous people opportunity to pose as old friends or cultivate a fake love relationship—sometimes to the point of becoming potential marriage partners—but then ask for money to get out of some financial jam or just to buy an airplane ticket to come see the victim.

June 15, 2021 is World Elder Abuse Awareness Day.  It is sad that we must have a day to bring attention to this shameful treatment of those we should respect most.  But take some time this week and every week to check on the welfare of your parents, aunts, uncles….anyone elderly and at risk of falling victim to fraud or physical or mental abuse.  Teach them to do what I did NOT do with my granddaughter in the story above:  Take time to understand what is being said, don’t make assumptions, pay close attention and ask questions.  And be a resource for them.  These scammers thrive on secrecy.  If everyone can learn to ask a trusted friend or relative about an abusive or potentially abusive situation before it goes too far, then we might be able to ensure a safer world for the vulnerable elderly.

Until next time,

Roger

“Stand up in the presence of the aged, show respect for the elderly and revere your God.  I am the Lord.” Leviticus 19:32 NIV*

*Scripture quotations taken from the Holy Bible, New International Version® NIV® Copyright © 1973,   1978, 1984, 2011 by Biblica, Inc.™  Used by permission.  All rights reserved worldwide.

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